1. Introduction

These Terms and Conditions (“Agreement”) govern the use of the website OVZA.com (“the Website”) and all services provided therein (“Services”) by OVZA, a private company operating as a facilitator of offshore company formation. By accessing or using the Website, you confirm that you have read, understood, and agreed to be bound by this Agreement. If you do not accept these Terms and Conditions, you must cease using the Website and Services immediately.

2. Nature of OVZA’s Role

OVZA operates exclusively as an intermediary platform that facilitates access to offshore company formation services by connecting users with third-party licensed professionals, corporate service providers, and registered agents across various jurisdictions. OVZA does not directly incorporate companies. If you request legal, tax, or financial services, you may choose to work with licensed law firms, tax advisors, or financial consultants who are independently authorized in their respective jurisdictions. In some cases, these professionals may be affiliated with OVZA for marketing or branding purposes and may use the OVZA name or logo. However, any relationship or agreement you enter into with such professionals is entirely separate and independent from this website.

3. No Responsibility for Client Activities

You understand and agree that OVZA does not and will not monitor, control, supervise, or be held liable for any business activities, commercial transactions, contractual obligations, tax liabilities, regulatory issues, or legal matters related to any company that is formed through or as a result of your use of OVZA’s Services. The use, management, and operation of the company remain entirely the responsibility of the client. OVZA disclaims all responsibility and liability, including but not limited to, any penalties, fines, or consequences resulting from illegal, unethical, or non-compliant activities conducted by the client or the incorporated company.

4. Client Obligations

You represent and warrant that you are in compliance with all applicable laws in your country of residence, citizenship, and business operation. You agree that prior to using OVZA’s Services, you have sought and obtained professional advice from a licensed or certified tax advisor or legal counsel with respect to the legal, tax, and regulatory implications of forming or using an offshore company. OVZA assumes and relies on the premise that all clients have independently received adequate legal and tax guidance before engaging our Services. By using our Website or requesting company formation through our platform, you declare that you are solely responsible for your tax reporting obligations in any relevant jurisdiction and that you understand the consequences of non-compliance.

5. No Legal or Tax Advice Provided

OVZA does not provide legal, tax, financial, investment, or regulatory advice of any kind. Any information published on the Website, in email communications, or within documents provided to you is intended for general informational purposes only and should not be considered a substitute for professional advice tailored to your individual circumstances. Any reliance you place on such information is strictly at your own risk. OVZA disclaims all liability arising from the use or misuse of such information, and you agree to indemnify and hold OVZA harmless for any losses or consequences resulting from your reliance on general information provided via our Website or Services.

6. Third-Party Service Providers

In jurisdictions where company formation requires the involvement of a licensed registered agent, law firm, or service provider, OVZA acts strictly as a referral and facilitation platform. All services related to incorporation, registered office, nominee services, and local compliance are carried out by independent third-party professionals who are not affiliated with OVZA. You acknowledge that these third-party service providers operate under their own regulatory licenses, terms of service, and jurisdictions. OVZA does not supervise, control, or guarantee the quality, reliability, or legality of services provided by these entities. Any dispute, delay, negligence, or breach that arises between you and a third-party provider must be addressed directly with that party. OVZA is not responsible for mediating such disputes and shall not be named as a party in any claim or legal process arising from your dealings with these providers.

7. Documentation and Accuracy

You agree to provide full, complete, and accurate Know Your Customer (KYC) documentation as required by the applicable jurisdiction and/or the appointed registered agent. These may include but are not limited to notarized copies of passports, proof of residential address, professional references, and banking documents. You are solely responsible for the timeliness and accuracy of the documents you submit. OVZA does not verify, certify, or retain responsibility for the authenticity of any documents submitted through its platform. Delays or rejections in company formation caused by incomplete, inaccurate, or fraudulent information are entirely the responsibility of the client.

8. Jurisdictional Risks and Compliance

The use of offshore companies is subject to varying legal and regulatory frameworks across different countries. By using our Services, you accept full responsibility for researching, understanding, and complying with all applicable laws that may affect your rights and obligations, including foreign account reporting rules, anti-money laundering laws, controlled foreign corporation rules, and beneficial ownership disclosures. OVZA disclaims all liability for any consequences arising from your failure to comply with legal obligations in any jurisdiction. You acknowledge that incorporating a company through OVZA does not provide immunity from taxes, reporting duties, or regulatory oversight in your home country or in any jurisdiction where you operate or hold assets.

9. Banking and Financial Services

OVZA does not operate as a bank, financial institution, or money service business. Where banking introduction or account setup assistance is provided, such services are rendered through third-party licensed intermediaries or directly by the financial institution, which may have their own due diligence requirements, internal policies, and absolute discretion in accepting or rejecting clients. Banking services are not guaranteed. OVZA cannot be held responsible if you are unable to open or maintain a corporate or personal account in any jurisdiction. We disclaim all liability for any loss of opportunity, business interruption, or financial damage arising from banking delays, rejections, or account closures. Once an account is opened, you acknowledge and agree that OVZA does not manage, access, or monitor your bank account in any capacity. You are solely responsible for the operation, use, and compliance of any account opened with the assistance of OVZA. Any transactions, commercial activities, or fund movements conducted through that account are entirely your responsibility. OVZA’s role is strictly limited to recommending a financial institution or introducing you to a third-party provider based on your stated needs and profile. Such recommendations are offered in good faith, with the expectation that you will use any financial account solely for lawful and legitimate international business purposes. You agree not to involve OVZA in any disputes, audits, investigations, or liabilities arising from your use or misuse of a bank account.

10. Limitation of Liability

To the fullest extent permitted under applicable law, OVZA, its directors, officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, loss of data, reputational damage, business interruption, or legal claims, arising out of or related to your use of the Website or Services. You agree that any liability attributable to OVZA, if determined by a court of competent jurisdiction, shall in all cases be limited to the amount actually paid by you for the specific Service in question and no more.

11. Fees and Payments

All fees displayed on OVZA.com or quoted via direct communication are subject to change without prior notice. Prices are denominated in U.S. Dollars unless otherwise specified and must be paid in full prior to commencement of service. Payment of fees does not guarantee the successful formation of a company, opening of a bank account, or completion of any related services, as these depend on third-party decisions and jurisdictional factors beyond OVZA’s control. You agree that any government fees, notary costs, translation charges, courier services, and compliance documentation costs may be invoiced separately, and you are responsible for reviewing and settling such additional fees promptly.

12. Refund Policy

By using OVZA’s Website or Services, you expressly agree to the terms outlined in our official refund policy, which is available at https://ovza.com/refund-policy/. This policy forms part of and is incorporated into these Terms and Conditions by reference. It is your responsibility to read and understand the refund policy before placing an order. By proceeding with any payment through OVZA, you acknowledge that you have read, understood, and agreed to the terms of the refund policy in its entirety.

13. Termination of Services

OVZA reserves the right to decline or terminate service to any user at any time without providing a reason, especially in cases where false documents are provided, client conduct is abusive, legal concerns arise, or international compliance regulations require it. If service is terminated due to misconduct, suspected illegality, or refusal to cooperate with KYC requirements, no refunds will be issued. You may terminate services by written notice at any time; however, depending on the stage of your order, OVZA may not be able to provide any refund or cancel services already initiated with third-party providers.

14. Intellectual Property

All content, branding, trademarks, website design, and documentation provided by OVZA are the intellectual property of OVZA and are protected by copyright and international IP laws. You may not copy, reproduce, modify, republish, or distribute any part of the Website or materials without prior written consent. Any use of our content for purposes not expressly authorized in writing by OVZA is prohibited and may result in legal action.

16. Special Provisions for U.S. Persons

16.1 U.S. Legal and Tax Compliance

If you are a U.S. citizen, U.S. resident, green card holder, or otherwise considered a “U.S. Person” under the Internal Revenue Code or U.S. Treasury Regulations, you are solely responsible for complying with all applicable federal and state laws, including tax reporting and disclosure obligations. You expressly acknowledge that forming or owning an offshore company may trigger reporting requirements under U.S. law, including but not limited to:

• IRS Form 5471 (Information Return of U.S. Persons with Respect to Certain Foreign Corporations)
• FBAR (FinCEN Form 114) (Report of Foreign Bank and Financial Accounts)
• FATCA (Foreign Account Tax Compliance Act) reporting requirements
• Other disclosures related to controlled foreign corporations (CFCs), passive foreign investment companies (PFICs), and foreign trusts You are solely and entirely responsible for determining whether any such obligations apply to your circumstances and for filing the appropriate forms and returns with the IRS or any other U.S. authority. OVZA does not provide tax advice, legal guidance, or assistance with IRS forms, and shall not be held liable for your failure to meet such obligations.

16.2 Indemnification under U.S. Law

You agree to fully indemnify, defend, and hold harmless OVZA, its directors, officers, employees, agents, and affiliated parties from and against any and all claims, liabilities, penalties, fines, investigations, enforcement actions, or proceedings (civil or criminal) brought under U.S. law — including U.S. federal, state, or local laws — arising out of or related to:

• Your failure to comply with IRS tax reporting or disclosure requirements
• Your use of an offshore entity in violation of U.S. laws, including but not limited to tax evasion, money laundering, or sanctions violations
• Any misrepresentation of your status as a U.S. person
• Any commercial or financial activity deemed illegal under U.S. jurisdiction You further acknowledge that OVZA’s services are not intended to facilitate tax evasion, avoidance of legal obligations, or the concealment of income or assets from the U.S. government or any regulatory authority.

16.3 Good Faith Compliance

By using OVZA’s Services, you confirm that your intention is to use any offshore structure for lawful, compliant, and transparent purposes, including international business, asset protection, estate planning, or other legal and legitimate objectives. You also agree that you have either consulted with a licensed U.S. tax advisor or will do so before utilizing any company or banking structure facilitated by OVZA.

17. Prohibited Clients and Sanctioned Entities

OVZA strictly prohibits the formation, administration, or provision of services to any individual, company, trust, or entity that is subject to sanctions imposed by the United States, the European Union, the United Nations, or any other applicable international authority. This includes, but is not limited to, individuals or entities listed on the OFAC (Office of Foreign Assets Control) Sanctions Lists, the EU Consolidated List of Sanctions, and similar international databases. We reserve the right to reject any application or terminate existing services if we discover that a client, directly or indirectly, is associated with or controlled by a sanctioned person or entity. OVZA maintains a zero-tolerance policy toward transactions or business relationships involving sanctioned jurisdictions or individuals.

18. Sanctions Compliance and Client Liability

OVZA strictly prohibits the formation, administration, or provision of services to any individual, company, trust, or entity that is subject to sanctions imposed by the United States government. This includes, but is not limited to, individuals or entities listed on the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) Sanctions Lists. It is solely your responsibility to ensure that you, your company, or any parties you represent are not subject to U.S. sanctions or listed on any international sanctions list. If you are a citizen or resident of a sanctioned country, or if you are associated with, owned by, or acting on behalf of a sanctioned person or entity, you are obligated to disclose this to OVZA immediately prior to requesting any service. If it is later discovered that you have withheld or failed to disclose such information, OVZA reserves the right to terminate services immediately, without notice or refund. You accept full legal and financial liability for any consequences resulting from your nondisclosure, misrepresentation, or failure to comply with sanctions regulations. Furthermore, OVZA reserves the right to hold you personally and financially liable for any damages, penalties, investigations, reputational harm, or regulatory action incurred by OVZA as a result of your failure to disclose your connection to a sanctioned person, entity, or jurisdiction. OVZA may pursue legal remedies, including but not limited to compensation for direct and indirect losses arising from your breach of these obligations.

19. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of St. Vincent and the Grenadines, without regard to any conflict of law principles. The parties agree that the courts of St. Vincent and the Grenadines shall have exclusive jurisdiction over any dispute, claim, or controversy arising out of or in connection with this Agreement, the use of OVZA.com, or any services provided by OVZA.

20. Indemnification

You agree to fully indemnify, defend, and hold harmless OVZA, its directors, officers, employees, partners, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or connected with:

• Your use or misuse of OVZA’s Website or Services
• Any violation of applicable laws, regulations, or third-party rights
• Any claim or dispute relating to the conduct or activity of the company formed via our platform
• Your failure to fulfill tax, compliance, or reporting obligations
• Any fraud, misrepresentation, or negligence on your part This indemnity shall remain in effect even after termination of this Agreement.